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Washington Payday Loan

State Laws Applicable to the Payday Loan Industry:
Check advance lending is authorized under Washington law; however, companies intending to issue payday loans must obtain a small loan endorsement to their standard check advance lending license. Payday loans borrowers in Washington can benefit from favorable loan amounts, loan periods, and loan conditions compared to other states around the nation. Borrowers can receive up to $700 in cash advance loan funds and can hold on to their loan for a loan period ranging between 31 to 45 days. Cash advance companies must clearly display their license, along with a listing of all charges and rates (including annual percentage rate) applied to loans issued by that company. A $100 loan issued in Washington for a period of 14 days will have an annual percentage rate (APR) of 390%, which is actually quite reasonable compared to other states around the nation.

Cash Advance Loan Extensions:
Renewals, rollovers and extensions are not permitted under Washington’s small loan law.

Payday Loan Fees and Additional Charges:
Payday loan interest rates are calculated as follows: $0 - $500 loan principal: 15% interest, $501 - $700 loan principal: 10% interest .

Cash Advance Directory


Company: Monetary Management Of Ca Inc
Street Address: 1701 Division Ave
City: Tacoma
State: WA
Zip: 98403
Phone: [253] 272-1441

Company: Cascade Federal Credit Union
Street Address: 12916 4Th Ave W Ste A
City: Everett
State: WA
Zip: 98204
Phone: [425] 290-8010

Company: Moneytree Inc
Street Address: 2528 S 38Th St Ste E
City: Tacoma
State: WA
Zip: 98409
Phone: [253] 473-3500

Company: Check Into Cash Of Washington
Street Address: 15216 Aurora Ave N
City: Seattle
State: WA
Zip: 98133
Phone: [206] 306-8690

Company: Check Into Cash Of Washington
Street Address: 64 Rainier Ave S
City: Renton
State: WA
Zip: 98055
Phone: [425] 226-9562


Click here for more Washington cash advance companies.

Debt Management Directory


Company: U S Bank Washington Nat Assn
Street Address: 704 Bellevue Way Ne
City: Bellevue
State: WA
Zip: 98004
Phone: [425] 450-5785

Company: Northwest Financial Planning
Street Address: 600 108Th Ave Ne Ste 1030
City: Bellevue
State: WA
Zip: 98004
Phone: [425] 455-5885

Company: Axtax Inc
Street Address: 200 S 333Rd St
City: Auburn
State: WA
Zip: 98003
Phone: [253] 874-3743

Company: World Saving
Street Address: 33600 6Th Ave S
City: Federal Way
State: WA
Zip: 98003
Phone: [253] 927-2572

Company: Woodstone Financial
Street Address: 33615 1St Way S
City: Auburn
State: WA
Zip: 98003
Phone: [253] 925-6811


Click here for more Washington credit card debt management companies.
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