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South Carolina Payday Loan

State Laws Applicable to the Payday Loan Industry:
Short-term payday loans are authorized under South Carolina’s legislation; however the cash advance industry is closely regulated to ensure the protection of both consumers and lenders. Check cash advance businesses are required to be licensed with the state and must disclose all fees, rates and loan conditions to borrowers before entering into a loan agreement. A borrower must be fully aware of the APR and additional charges included in the total amount loaned before a creditor can issue a payday loan. Finally, fast payday loan businesses in South Carolina are authorized to take legal action against any borrower whose check is denied due to NSF (non-sufficient funds), an inactive/closed checking account, or nonpayment.

Maximum Cash Advance Loan Amount Issued:
A borrower can request up to $300 in payday loan funds.

Length of Payday Loan Term:
Cash advance borrowers can obtain loans for a maximum period of 31 days.

Cash Advance Loan Extensions:
Extensions and loan renewals are not authorized under South Carolina law.

Payday Loan Fees and Additional Charges:
Payday loan stores are allowed to charge up to 15% of the loan principle in finance fees.

Cash Advance Fee Schedules and Annual Percentage Rate (APR):
In South Carolina, an APR of 459% would be attached to a $100 cash advance loan issued for a loan period of 14 days.

Cash Advance Directory


Company: First American Holding Inc
Street Address: 1224 Alice Dr Ste D
City: Sumter
State: SC
Zip: 29150
Phone: [803] 469-3707

Company: Any Kind Checks Cashed
Street Address: 7104 Calhoun Memorial Hwy
City: Easley
State: SC
Zip: 29640
Phone: [864] 859-9500

Company: Cash Advance Inc
Street Address: 5609 Sunset Blvd Ste A
City: Lexington
State: SC
Zip: 29072
Phone: [803] 996-1280

Company: Check Into Cash Of Sc
Street Address: 2709 Church St Ste L
City: Conway
State: SC
Zip: 29526
Phone: [843] 365-9929

Company: Mckellar Check Cashing Inc
Street Address: 118 N Macarthur Ave
City: Dillon
State: SC
Zip: 29536
Phone: [843] 841-2947


Click here for more South Carolina cash advance companies.

Debt Management Directory


Company: First Citizens Bank & Trust Co
Street Address: 2464 Main St
City: Elgin
State: SC
Zip: 29045
Phone: [803] 438-5221

Company: First Community Bank Na
Street Address: 127 Amicks Ferry Rd
City: Chapin
State: SC
Zip: 29036
Phone: [803] 345-5952

Company: Delta Management Of Aiken
Street Address: 2739 Cleveland St
City: Elloree
State: SC
Zip: 29047
Phone: [803] 897-2920

Company: Delta Management Of Aiken
Street Address: 8540 Old State Rd
City: Holly Hill
State: SC
Zip: 29059
Phone: [803] 496-7481

Company: Grace Funding
Street Address: 994 Brookdale Ln
City: Camden
State: SC
Zip: 29020
Phone: [803] 432-4641


Click here for more South Carolina credit card debt management companies.
Want to add your business to our free cash advance and credit company directory? Click here to join our South Carolina payday directory!

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