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Rhode Island Payday Loan

State Laws Applicable to the Payday Loan Industry:
The check cash advance industry is administered by the Rhode Island Department of Business Regulation, which requires that payday loan businesses follow abide by specific regulations when conducting business with debtors. Specifically, payday lenders must provide a written contract to borrowers clearly outlining all loan terms and conditions, including all finance charges, the annual percentage rate, and the total dollar amount being borrowed. Consumers are permitted to have a maximum of three payday loans at a given time, once the cumulative total of these loans does not exceed $500.

Maximum Cash Advance Loan Amount Issued:
The maximum amount of check cash advance funds that a short-term loan borrower can obtain is $500.

Length of Payday Loan Term:
Payday advance loans can be issued for a minimum of 13 days.

Cash Advance Loan Extensions:
Only one payday loan renewal or rollover is allowed per borrower.

Payday Loan Fees and Additional Charges:
Payday advance lenders can charge no more than 15% in finance fees.

Cash Advance Fee Schedules and Annual Percentage Rate (APR):
Similar to a number of other US states, the APR in Rhode Island for a $100 cash advance loan distributed to a borrower for 2 weeks will be 390%.

Cash Advance Directory


Company: Banktec
Street Address: 22 Rolfe Square
City: Cranston
State: RI
Zip: 02910
Phone: [401] 781-0222

Company: Mr Pawn Check Cashers
Street Address: 100 Bernon Street
City: Woonsocket
State: RI
Zip: 02895
Phone: [401] 765-1180

Company: Ri Checkwriter Co
Street Address: 53 Ingraham Street
City: East Providence
State: RI
Zip: 02914
Phone: [401] 434-7830

Company: Wps Systems Limited
Street Address: 7780 Post Road
City: North Kingstown
State: RI
Zip: 02852
Phone: [401] 667-0478

Company: Dinero Express
Street Address: 484 Elmwood Avenue
City: Providence
State: RI
Zip: 02907
Phone: [401] 781-6860


Click here for more Rhode Island cash advance companies.

Debt Management Directory


Company: Citizens Bank Of Rhode Island
Street Address: 539 Smithfield Ave
City: Pawtucket
State: RI
Zip: 02860
Phone: [401] 723-8800

Company: Mortgage Consultants Inc
Street Address: 21 Coventry Shoppers Pk
City: Coventry
State: RI
Zip: 02816
Phone: [401] 828-5160

Company: Lighthouse Financial
Street Address: 10 Lawrence Ln
City: Lincoln
State: RI
Zip: 02865
Phone: [401] 334-2004

Company: H & R Block Inc
Street Address: 5600 Post Rd
City: East Greenwich
State: RI
Zip: 02818
Phone: [401] 884-0639

Company: Northstar Financial Services
Street Address: 1050 Main St Unit 34
City: East Greenwich
State: RI
Zip: 02818
Phone: [401] 886-1140


Click here for more Rhode Island credit card debt management companies.
Want to add your business to our free cash advance and credit company directory? Click here to join our Rhode Island payday directory!

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