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Oklahoma Payday Loan

State Laws Applicable to the Payday Loan Industry:
The Deferred Presentment Service Act presently governs the check cash advance industry in Oklahoma, requiring all payday companies to be licensed with the state. Consumers are allowed to have up to two payday loans at the same time and can be issued 5 loans consecutively. A 2-day cooling-off period is then required after a borrower has fully paid off the fifth loan. Furthermore, it is illegal for payday advance businesses to file criminal suite against consumers that default on their loans.

Maximum Cash Advance Loan Amount Issued:
Under Oklahoma law, cash advance businesses can distribute loans up to $500.

Length of Payday Loan Term:
Payday advance lenders may issue loans for a period of 12 to 45 days.

Cash Advance Loan Extensions:
Rollovers and renewals are not permitted under Oklahoma law.

Payday Loan Fees and Additional Charges:
Finance fees charged by cash advance lenders in Oklahoma are as follows: loans with a principal ranging from $0 to $300 will be charged a $15 fee per $100 of the loan value, loans with a principal ranging from $301 to $500 will be charged a $10 fee per $100 of the loan value.

Cash Advance Fee Schedules and Annual Percentage Rate (APR):
A $100 payday loan issued for 14 days will have an annual percentage rate of 390%.

Cash Advance Directory


Company: Check Into Cash Inc
Street Address: 4409 N Kickapoo Ave
City: Shawnee
State: OK
Zip: 74804
Phone: [405] 878-6698

Company: Check Into Cash Inc
Street Address: 1423 N Main St
City: Altus
State: OK
Zip: 73521
Phone: [580] 477-3165

Company: Check Into Cash Inc
Street Address: 621 12Th Ave Ne Ste 100
City: Norman
State: OK
Zip: 73071
Phone: [405] 329-8449

Company: Check Into Cash Inc
Street Address: 983 W Will Rogers Blvd
City: Claremore
State: OK
Zip: 74017
Phone: [918] 343-7101

Company: Ups Store
Street Address: 1205 South Air Depot Boulevard
City: Oklahoma City
State: OK
Zip: 73110
Phone: [405] 736-6100


Click here for more Oklahoma cash advance companies.

Debt Management Directory


Company: Bob Ward Tax Service
Street Address: 1002 E Warner Ave
City: Guthrie
State: OK
Zip: 73044
Phone: [405] 282-6493

Company: Trustmark Homes Inc
Street Address: 2005 Orchard Rd
City: Choctaw
State: OK
Zip: 73020
Phone: [405] 390-2546

Company: Sanders Carolyn Cpa Pc
Street Address: 132 E Broadway St Ste 300
City: Anadarko
State: OK
Zip: 73005
Phone: [405] 247-2414

Company: Fairway Independent Mortgage
Street Address: 13903 Middleberry Rd
City: Edmond
State: OK
Zip: 73013
Phone: [405] 478-3292

Company: Burns Investments
Street Address: 2601 Hidden Valley Rd
City: Edmond
State: OK
Zip: 73013
Phone: [405] 341-3029


Click here for more Oklahoma credit card debt management companies.
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