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North Dakota Payday Loan

State Laws Applicable to the Payday Loan Industry:
Check advance lending is authorized under North Dakota law and is regulated by The North Dakota Department of Financial Institutions. Cash advance lenders are required to outline all finance charges, rates, and loan terms and conditions before entering into a loan agreement with borrowers. Payday loan businesses are barred from bringing a criminal prosecution against a consumer due to nonpayment, unless his or her checking account became inactive before the end of the loan term.

Maximum Cash Advance Loan Amount Issued:
Cash advance borrowers can request a maximum loan amount of $500.

Length of Payday Loan Term:
A 60-day maximum loan period is permitted in North Dakota, which is significantly longer compared to loan periods offered in other states nationwide.

Cash Advance Loan Extensions:
Consumers can request 1 rollover or extension on their check advance loan.

Payday Loan Fees and Additional Charges:
Cash advance business in North Dakota can issue a 20% maximum finance charge per loan plus a databasing fee.

Cash Advance Fee Schedules and Annual Percentage Rate (APR):
Under North Dakota law, a 520% APR will be attached to a $100 payday loan with a 2 week loan term.

Cash Advance Directory


Company: Check 'N Go
Street Address: 2301 South University Drive
City: Fargo
State: ND
Zip: 58103
Phone: [701] 277-5530

Company: Lead Check Inc
Street Address: Dickinson
City: Dickinson
State: ND
Zip: 58601
Phone: [701] 483-0123

Company: Mister Money Usa
Street Address: 901 Main Avenue East
City: West Fargo
State: ND
Zip: 58078
Phone: [701] 282-6782

Company: Credit Card Central
Street Address: Fargo
City: Fargo
State: ND
Zip: 58102
Phone: [701] 281-0060

Company: Ameri Cash
Street Address: 1010 S 12Th St
City: Bismarck
State: ND
Zip: 58504
Phone: [701] 250-8888


Click here for more North Dakota cash advance companies.

Debt Management Directory


Company: Tri State Financial Services
Street Address: 1121 Westrac Dr S Ste 101
City: Fargo
State: ND
Zip: 58103
Phone: [701] 478-8737

Company: Citizens Communtiy Credit Un
Street Address: 207 Towner Ave
City: Larimore
State: ND
Zip: 58251
Phone: [701] 343-6473

Company: Terry Lindquist Cpa
Street Address: 302 Main Ave S
City: Hankinson
State: ND
Zip: 58041
Phone: [701] 242-7300

Company: Hmb Tax & Consulting Inc
Street Address: 1131 Westrac Dr S Ste 204
City: Fargo
State: ND
Zip: 58103
Phone: [701] 298-3003

Company: Waddell & Reed Inc
Street Address: 4610 Ambr Vlly Pkwy F
City: Fargo
State: ND
Zip: 58104
Phone: [701] 282-4225


Click here for more North Dakota credit card debt management companies.
Want to add your business to our free cash advance and credit company directory? Click here to join our North Dakota payday directory!

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