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New Mexico Payday Loan

State Laws Applicable to the Payday Loan Industry:
Cash advance businesses in New Mexico are regulated by the New Mexico Financial Institutions Division and must abide by the small loan act of the state. Payday loans companies must enter into a written contract with consumers and clearly explain all components of the loan agreement. Finally, New Mexico payday loan lenders are required by law to offer payment plans to borrowers that are having difficulty repaying their payday advance loan.

Maximum Cash Advance Loan Amount Issued:
Under New Mexico law, creditors cannot distribute payday loans (with a loan principal plus fees) that exceed 25% of the consumer’s monthly earnings.

Length of Payday Loan Term:
Payday loan terms can range from 14 to 35 days.

Payday Loan Fees and Additional Charges:
Payday loan lenders are permitted to issue any fees and rates that consumers agree to, however, the loan’s principal plus additional fees cannot surpass 25% of the consumer’s monthly salary. Furthermore, cash advance businesses can charge a $15.50 administrative fee per $100 of a loan’s face value.

Cash Advance Fee Schedules and Annual Percentage Rate (APR):
There is no minimum or maximum APR requirement for payday cash advance loans in New Mexico.

Cash Advance Directory


Company: Check Advance Loans
Street Address: 658 West Main Street
City: Farmington
State: NM
Zip: 87401
Phone: [505] 324-8300

Company: Kenny's Market
Street Address: 311 West 1St
City: Dexter
State: NM
Zip: 88230
Phone: [505] 734-5157

Company: Collectrite Inc
Street Address: Po Box 840
City: Clovis
State: NM
Zip: 88102
Phone: [505] 763-9770

Company: Ace America's Cash Express - Store
Street Address: 1609 Isleta Boulevard Southwest
City: Albuquerque
State: NM
Zip: 87105
Phone: [505] 877-1350

Company: Gallup Payday Loans
Street Address: 1500 South 2Nd Street Suite 3
City: Gallup
State: NM
Zip: 87301
Phone: [505] 863-5445


Click here for more New Mexico cash advance companies.

Debt Management Directory


Company: Mesa Financial
Street Address: 1008 Paseo Del Pueblo Sur
City: Taos
State: NM
Zip: 87571
Phone: [505] 751-9000

Company: Solid Financial Options
Street Address: 13170-B Central Ave
City: Albuquerque
State: NM
Zip: 87123
Phone: [505] 216-7955

Company: Paccard Financial
Street Address: 7 Rainier Ct
City: Cedar Crest
State: NM
Zip: 87008
Phone: [505] 281-8414

Company: Nmmfa
Street Address: 344 4Th St Sw
City: Albuquerque
State: NM
Zip: 87102
Phone: [505] 843-6880

Company: Bridges Clint G Mortgage
Street Address: 2727 San Pedro Dr Ne
City: Albuquerque
State: NM
Zip: 87110
Phone: [505] 889-3545


Click here for more New Mexico credit card debt management companies.
Want to add your business to our free cash advance and credit company directory? Click here to join our New Mexico payday directory!

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