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Mississippi Payday Loan

State Laws Applicable to the Payday Loan Industry:
Payday lending is legally allowed in Mississippi, however, cash advance companies must abide by specific rules and regulations including: Payday loan borrowers and lenders must enter into a loan agreement upon signing of the loan, in the payday loan agreement, cash advance companies must refer to interest rates as ‘service fees’, the cash advance company must have a permanent mailing address in the US, the business must act in accordance with local zoning laws, the payday loan business/store must be at least 100 square feet. Cash advance companies are banned from filing criminal suit against borrowers due to non-sufficient funds.

Maximum Cash Advance Loan Amount Issued:
$400 is the highest amount of payday loan funds that can be issued to borrowers.

Length of Payday Loan Term:
Loan periods generally can extend up to 30 days.

Cash Advance Loan Extensions:
Consumers cannot extend, renew, or rollover their check advance loans.

Payday Loan Fees and Additional Charges:
Payday advance lenders can charge up to 18% in finance fees.

Cash Advance Fee Schedules and Annual Percentage Rate (APR):
A payday loan with a $100 face value issued for 14 days will have an APR equal to 572%.

Cash Advance Directory


Company: All American Check Cashing
Street Address: 310 Court Sq
City: Lexington
State: MS
Zip: 39095
Phone: [662] 834-1278

Company: Speedy Check Cashers Inc
Street Address: 109 N Davis Ave
City: Cleveland
State: MS
Zip: 38732
Phone: [662] 843-6047

Company: Ez Cash I Llc
Street Address: 180 Stateline Rd W
City: Southaven
State: MS
Zip: 38671
Phone: [662] 280-1070

Company: Citicash
Street Address: 331 Martin Luther King Dr
City: Marks
State: MS
Zip: 38646
Phone: [662] 326-6119

Company: Cash Depot Mississippi Llc
Street Address: 1211A Sunset Dr
City: Grenada
State: MS
Zip: 38901
Phone: [662] 226-1611


Click here for more Mississippi cash advance companies.

Debt Management Directory


Company: Ez Cash I Llc
Street Address: 485 Craft St
City: Holly Springs
State: MS
Zip: 38635
Phone: [662] 252-6687

Company: Sunset Mortgage Company Lp
Street Address: 8830 Centre St
City: Southaven
State: MS
Zip: 38671
Phone: [662] 280-6900

Company: Financial Management Corp
Street Address: 466 W Bankhead St
City: New Albany
State: MS
Zip: 38652
Phone: [662] 534-2246

Company: Cbsk Financial Group Inc
Street Address: 300 State Highway 15 S
City: New Albany
State: MS
Zip: 38652
Phone: [662] 534-0014

Company: Bancorpsouth Bank
Street Address: 1929 Jackson Ave W
City: Oxford
State: MS
Zip: 38655
Phone: [662] 234-6443


Click here for more Mississippi credit card debt management companies.
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