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Louisiana Payday Loan

State Laws Applicable to the Payday Loan Industry:
The payday loan industry in Louisiana is regulated by the Louisiana Deferred Presentment and Small Loan Act, which requires check advance companies to be licensed with the state. Louisiana’s cash advance law allows payday lenders to charge a 36% fee to borrowers that have defaulted on their loan. The maximum number of payday advance loans that a consumer can take out at once is not specified under the Act.

Maximum Cash Advance Loan Amount Issued:
$350 is the maximum cash advance loan amount issued by lenders in Louisiana.

Length of Payday Loan Term:
Payday loans can be issued for a period up to thirty days.

Cash Advance Loan Extensions:
Rollovers or extensions on payday loans are not allowed; however, borrowers can pay 25 percent of the face value of the loan plus fees and begin a new cash advance loan agreement.

Payday Loan Fees and Additional Charges:
Payday loan companies may charge the greater amount of either 16.75% of the loan’s value or $45 in interest fees. However, after default, borrowers are subject to increased rates and fees.

Cash Advance Fee Schedules and Annual Percentage Rate (APR):
In Louisiana, a $100 check advance loans with a 2-week loan period will have an annual percentage rate (APR) of 650%.

Cash Advance Directory


Company: Right On Money
Street Address: 3907 Hearne Ave
City: Shreveport
State: LA
Zip: 71103
Phone: [318] 635-0598

Company: Easy Money Emg
Street Address: 1251 Macarthur Dr
City: Alexandria
State: LA
Zip: 71303
Phone: [318] 443-0460

Company: Cash Cow Of Lousiana Inc
Street Address: 4457 Highway 19
City: Zachary
State: LA
Zip: 70791
Phone: [225] 658-1380

Company: Cadence Holdings Llc
Street Address: 2224 Ambassador St
City: Lafayette
State: LA
Zip: 70506
Phone: [337] 216-0086

Company: Quick Cash Of Port Vincent
Street Address: 18350 Highway 42
City: Livingston
State: LA
Zip: 70754
Phone: [225] 698-1234


Click here for more Louisiana cash advance companies.

Debt Management Directory


Company: First Capital Funds Inc
Street Address: 3104 Cleary Ave
City: Metairie
State: LA
Zip: 70002
Phone: [504] 885-7272

Company: Integra Lending Financial Inc
Street Address: 3000 Kingman St Ste 104
City: Metairie
State: LA
Zip: 70006
Phone: [504] 888-2400

Company: Household Finance Corp
Street Address: 7052 Veterans Mem Blvd
City: Metairie
State: LA
Zip: 70003
Phone: [504] 888-5141

Company: German Coast Federal Credit Un
Street Address: P O Box 1015
City: Boutte
State: LA
Zip: 70039
Phone: [985] 785-0313

Company: Your Credit Inc
Street Address: 3203 Edenborn Ave
City: Metairie
State: LA
Zip: 70002
Phone: [504] 456-9951


Click here for more Louisiana credit card debt management companies.
Want to add your business to our free cash advance and credit company directory? Click here to join our Louisiana payday directory!

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