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Kentucky Payday Loan

State Laws Applicable to the Payday Loan Industry:
Kentucky legislature requires all check cash advance companies and lenders to be licensed with the state. A cash advance business is also required to disclose all fees and charges in a written statement, which the borrower must agree to. Cash advance companies are prohibited from resorting to criminal prosecution against defaulting borrowers. Borrowers in Kentucky are allowed to have two payday loans at once; however, the total amount of these loans cannot surpass $500.

Maximum Cash Advance Loan Amount Issued:
Consumers can obtain a maximum cash advance loan amount of $500.

Length of Payday Loan Term:
Kentucky law allows payday lenders to offer loan period from 14 to 60 days.

Cash Advance Loan Extensions:
Extensions or renewals on payday loans are prohibited in Kentucky.

Payday Loan Fees and Additional Charges:
Check advance companies can charge a $15 maximum fee on a $100 loan.

Cash Advance Fee Schedules and Annual Percentage Rate (APR):
The annual percentage rate on a $100 cash advance loan with a 14-day loan period is 459%.

Cash Advance Directory


Company: Check Express
Street Address: 1115 Jamestown St Ste 2
City: Columbia
State: KY
Zip: 42728
Phone: [270] 384-0117

Company: Check Into Cash Kentucky Llc
Street Address: 726 Cmpbllsvlle Byp Ste 8
City: Campbellsville
State: KY
Zip: 42718
Phone: [270] 465-9099

Company: First American Cash Advance
Street Address: 6661 Dixie Hwy
City: Louisville
State: KY
Zip: 40258
Phone: [502] 937-5186

Company: Hlt Check Exchange
Street Address: 103 Weddington Branch Rd
City: Pikeville
State: KY
Zip: 41501
Phone: [606] 432-1514

Company: Victory Llc
Street Address: 1224 Ky Route 122
City: Martin
State: KY
Zip: 41649
Phone: [606] 285-9228


Click here for more Kentucky cash advance companies.

Debt Management Directory


Company: Robinson Farms
Street Address: 12435 E Highway 60
City: Irvington
State: KY
Zip: 40146
Phone: [270] 547-3121

Company: Central Kentucky Ag Cr Assn
Street Address: 842 W Main St
City: Lebanon
State: KY
Zip: 40033
Phone: [270] 692-4411

Company: First Plus Mortgage Group Llc
Street Address: 6503 Westwind Way
City: Crestwood
State: KY
Zip: 40014
Phone: [502] 243-0035

Company: Check Into Cash Kentucky Llc
Street Address: 555 W Lincoln Trail Blvd
City: Radcliff
State: KY
Zip: 40160
Phone: [270] 234-8851

Company: First Financial Service Corp
Street Address: 315 N 3Rd St
City: Bardstown
State: KY
Zip: 40004
Phone: [502] 348-6421


Click here for more Kentucky credit card debt management companies.
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