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California Payday Loan

State Laws Applicable to the Payday Loan Industry:
Under California law, payday lenders are allowed to authorize check advance loans based on a borrower’s checking account with triple-digit interest rates. In order to be issued a payday loan, borrowers must provide a post-dated check to a lender who must hold the check for 30 days before depositing it. Furthermore, California law prohibits cash advance companies from taking legal action against a borrower.

Maximum Cash Advance Loan Amount Issued:
The maximum amount of cash advance funds a borrower can receive is $300.

Length of Payday Loan Term:
Payday loan terms can extend up to 30 days in California.

Cash Advance Loan Extensions:
Cash advance loan extensions and rollovers are not permitted in California.

Payday Loan Fees and Additional Charges:
Payday lenders in California can charge a maximum rate of 15% of the loan’s face value.

Cash Advance Fee Schedules and Annual Percentage Rate (APR):
Under California law, a $100 loan with a two-week loan term has an annual percentage rate of 459%.

Cash Advance Directory


Company: Navicert Financial Inc
Street Address: 300 W Pacific Coast Hwy
City: Long Beach
State: CA
Zip: 90806
Phone: [562] 599-2955

Company: Metro Check Cashing
Street Address: 1006 N Vermont Ave
City: Los Angeles
State: CA
Zip: 90029
Phone: [323] 644-1330

Company: Check Into Cash Of California
Street Address: 15735 Imperial Hwy
City: La Mirada
State: CA
Zip: 90638
Phone: [562] 947-2887

Company: Continental Currency Svcs Inc
Street Address: 3461 E Artesia Blvd
City: Long Beach
State: CA
Zip: 90805
Phone: [562] 531-2320

Company: Northeast Food Stamp C
Street Address: 2426 N Broadway
City: Los Angeles
State: CA
Zip: 90031
Phone: [323] 276-0438


Click here for more California cash advance companies.

Debt Management Directory


Company: Latino Satellite
Street Address: 5465 Santa Monica Blvd
City: Los Angeles
State: CA
Zip: 90029
Phone: [323] 856-9523

Company: Jackalope Investments
Street Address: 1850 S Sherbourne Dr
City: Los Angeles
State: CA
Zip: 90035
Phone: [310] 558-8255

Company: Atlantic Services Center
Street Address: 4982 Hollywood Blvd
City: Los Angeles
State: CA
Zip: 90027
Phone: [323] 660-2055

Company: Kw Total Business Services
Street Address: 2130 Sawtelle Blvd Ste 30
City: Los Angeles
State: CA
Zip: 90025
Phone: [310] 479-5828

Company: H & R Block Inc
Street Address: 1804 S La Cnega Blvd
City: Los Angeles
State: CA
Zip: 90035
Phone: [310] 839-4399


Click here for more California credit card debt management companies.
Want to add your business to our free cash advance and credit company directory? Click here to join our California payday directory!

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