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Arkansas Payday Loan

State Laws Applicable to the Payday Loan Industry:
Usury laws in Arkansas prohibit cash advance lenders from charging consumers with triple-digit rates. Single payment loans, such as cash advance loans, are allowed as long as there is a check held by the lender. Payday loan borrowers are not allowed to have more than one cash advance loan at a time, however, a borrower can apply for a second loan within 72 hours of paying off their first check cash advance loan. Check cash advance companies and lenders are prohibited from taking legal action against borrowers unless a check was denied due to an active account or the borrower stopped payment.

Maximum Cash Advance Loan Amount Issued:
Cash advance companies and lenders in Arkansas can lend a maximum amount of $400 in cash advance funds.

Length of Payday Loan Term:
A payday loan term can range from 6 to 31 days in Arkansas.

Cash Advance Loan Extensions:
Rollovers and extensions on check cash advance loans are not permitted in Arkansas.

Payday Loan Fees and Additional Charges:
Payday lenders in Arkansas are allowed to charge a maximum of 10% or $25 of the payday loan amount. Apart from a $5 ID card fee, payday loan companies cannot attach additional fees in excess of $10.

Cash Advance Fee Schedules and Annual Percentage Rate (APR):
A $100 cash advance loan with a 14 day loan term will have a finance charge of $22.22 and an APR of 579%.

Cash Advance Directory


Company: Fidelity Investments Inc
Street Address: 107 N Walnut St
City: Osceola
State: AR
Zip: 72370
Phone: [870] 563-3801

Company: Mister Payroll Of Fort Smith
Street Address: 6217 Highway 271 S
City: Fort Smith
State: AR
Zip: 72908
Phone: [479] 646-3637

Company: Money Store
Street Address: 990 W Sunset Ave Ste A
City: Springdale
State: AR
Zip: 72764
Phone: [479] 872-1040

Company: Showmethemoney Inc
Street Address: 1129 Central Ave
City: Hot Springs
State: AR
Zip: 71901
Phone: [501] 624-2125

Company: Cash Advance Of Little Rock
Street Address: 8635 Chicot Rd
City: Little Rock
State: AR
Zip: 72209
Phone: [501] 562-5282


Click here for more Arkansas cash advance companies.

Debt Management Directory


Company: Farm Credit Svc Of Centl Ark
Street Address: 904 N Drew St
City: Star City
State: AR
Zip: 71667
Phone: [870] 628-4218

Company: Farm Credit Services Wstn Ark
Street Address: 3400D W Hillsboro St
City: El Dorado
State: AR
Zip: 71730
Phone: [870] 863-7237

Company: American Check Cashing Centers
Street Address: 1609 Albert Pike Rd
City: Hot Springs
State: AR
Zip: 71913
Phone: [501] 622-2500

Company: Bancorpsouth Bank
Street Address: 611 E Wood St
City: Ashdown
State: AR
Zip: 71822
Phone: [870] 898-3073

Company: Milway Federal Credit Union
Street Address: 2000 Arkansas Blvd
City: Texarkana
State: AR
Zip: 71854
Phone: [870] 772-0661


Click here for more Arkansas credit card debt management companies.
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